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Home Loan Tips – How to Get a Home Loan – Choosing the right home loan can be just as important. Here are some tips to help make finding the right home loan as easy as possible. Tip #1 – Start saving for a down payment. Depending on your lender and the type of loan you choose, your required down payment can range from 2.25% to 20% of the purchase price of the home.

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15 Mortgage Questions to Ask Your Lender | GOBankingRates – An origination fee represents the lender’s administrative cost to process the loan. Origination fees can range from zero to about 1 percent of the loan’s value. This is one of the key questions to ask a mortgage lender since closing costs, including fees, might be negotiable.

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Home Advice for Newlyweds: Five Tips. – Mortgage Calculator – About 88% of home buyers in the United States obtain a mortgage to finance the purchase. Of the people who obtain mortgages, about 35% of them have a down payment of 20% or more. In some cases, home buyers with good credit can get away with a down payment of as little as three percent. The FHA offers a 3.5% down payment

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